Talo4Net
TALO 4NET
An ethical platform for sharing information and opportunities
focused on the local community.
focused on the local community.
Glifix SA ยท info@glifix.ch ยท 2026
Monetary Networks
The invisible ecosystem of your network.
Every commercial network, every group of merchants seeking to retain value locally, now has an invisible ecosystem of tools, payments, marketplaces, shared marketing and analytics that, until recently, were reserved for large centralised platforms.
TALO 4NET is an ecosystem of exchange and cooperation: a complementary monetary network where generated value stays where it is created, with secure digital wallets (blockchain), a shared marketplace and analysis tools, all within reach of people who believe in their local community: people who choose, every day, to keep value where they create it.
The philosophy
More than a payment app.
A community economy.
A community economy.
TALO was born from a clear conviction: the global economy drains resources from local communities. The answer is not isolation, but building powerful, freely accessible tools of our own. An ecosystem where generated value stays where it was created.
Ethics is not a slogan. TALO is built on open source software because transparency must be real before it is claimed. Anyone can read, verify and modify the code. No black box. No lock-in.
The application
In the user's hands: a complete wallet.
Dashboard
Request
Marketplace
Business services
More than payments: a commercial infrastructure.
๐
Search & Information
Discover businesses
Search and mutual information sharing. A module for finding business information and searching public web services.
๐
Marketplace & E-commerce
Sell together
A shared e-commerce marketplace and your own individual online shop. Mixed payment Euro + Wallet integrated natively.
๐ข
Visibility & Marketing
Get noticed
Cross-visibility between participants and to outside audiences through shared marketing campaigns and automatic, selective "matching" of supply and demand"๐.
Technology
Open source, no constraints.
TALO is built on open source technologies: no licence costs, no supplier holding you hostage, and public code anyone can verify.
Current status
More than a prototype. A live platform.
๐ฐ
P2P payments
Instant QR Code payments on blockchain. Cost <โฌ0,01.
๐
Multi-purse
Tokens, vouchers and loyalty with their own ledger rules.
๐จ๏ธ
Internal chat
Secure messaging between users and merchants.
๐
11 languages
Automatic detection of the device language.
๐๏ธ
WebAuthn biometrics
Fingerprint and Face ID. Module present, debugging in progress.
โ๏ธ Being debugged
๐บ๏ธ
Geolocation
Merchant map and digital card. Module present, debugging in progress.
โ๏ธ Being debugged
The functions
Functions
Every installation starts with a complete set of functions. Additional functions are enabled only where needed, customer by customer.
๐ณ P2P payments โ QR Code on blockchain, cost <โฌ0,01
๐ก Remote payments โ no QR Code, using recipient search
๐งพ Payment request โ dynamic QR
๐ Multi-purse โ multiple wallets/tokens with their own rules
๐ History and balance โ real-time transactions
๐ Registration and login โ email/password, optional email verification
๐ค Profile management โ details, avatar and password change
๐ Push notifications
๐ 12 languages โ automatic detection
๐ Light/dark theme
๐ฒ Installable PWA โ offline-ready
๐ฅ๏ธ Complete Odoo backoffice โ users, wallet, purse and permissions
Additional functions
Additional functions
โ๏ธ = configurable on/off even after release. Other functions are included or excluded during project planning.
โญ
Modules and functions
๐๏ธ Biometric login โ๏ธ โ Face ID / fingerprint (WebAuthn)
๐จ๏ธ Secure internal chat โ userโuser, userโmerchant
๐ Referral programme โ๏ธ โ configurable referral reward
๐ Payment rules engine โ fees, cashback and automatic splitting
๐ Multiformat account statement โ CSV/TXT/XLSX/PDF via email
๐ Accounting reconciliation
๐ข Message broadcast to all users
๐ก๏ธ GDPR/nLPD privacy consent โ๏ธ โ multilingual and versioned
๐จ Custom branding (skin)
๐ Initial token credit โ๏ธ โ automatic for new registrations
๐งญ Guided configuration wizard โ initial platform setup
๐จ Anomaly logs and transaction monitoring
๐บ๏ธ
Geolocation
๐ Contact/merchant search โ name, email, phone and category
๐ Geolocation โ GPS or address, automatic geocoding
๐บ๏ธ Interactive map โ all geolocated merchants
๐ Distance calculation โ road distance, with straight-line fallback
๐ Customisable short link โ e.g. /go/nome-esercente
The proposal
Your network deserves
infrastructure that measures up.
TALO 4NET is more than a payment system. It is the digital infrastructure for your complementary monetary network, built on certified, modular, scalable open source technology.
info@glifix.ch
glifix.ch
2026
